Find the age closest to your current age in the age column of the table. The number directly across from your age under the white or black column tells the average number of additional years you can expect to live.

There was a time when you weren't expected to live much past your 65th birthday. Now studies show that by 2015, 5 percent of the population will be more than 100 years old. Therefore, to be safe, instead of planning for the actual age shown on the chart, plan to live until you are at least 90. If you retire at age 65, will you be able to maintain your current standard of living for another 20 years based on what you plan to receive in employee and Social Security benefits and what you have already saved?

U.S. Life Expectancies, 1991 (for women)
Age	White	Black
35	45.8	41.9
40	41.0	36.8
45	36.2	32.4
47	34.4	30.7
49	32.5	29.0
50	31.6	28.2
51	30.7	27.4
52	29.8	26.8
53	29.0	25.8
54	28.1	25.0
55	27.2	24.2
56	26.4	23.4
57	25.5	22.7
58	24.7	22.0
59	23.8	21.2
60	23.0	20.5
61	22.2	19.8
62	21.4	19.1
63	20.6	18.5
64	19.5	17.8
65	19.1	17.2
70	15.4	14.1
75	12.0	11.2