What events could jeopardize your family's finances? What could threaten your assets or your earning ability? How have you prepared to handle those events if they should occur? A personal risk management plan can help you assure that you are protecting the people you care about and give you peace of mind.

Most people never develop a plan for managing financial risks.

You probably never sat down and actually developed a plan for dealing with those events that could pose financial risks to you or your family. Without a plan,

• you may be over-insured in some areas and underinsured in others.

• you may be unaware of the risks to which you are exposed.

• you may be insuring risks that are more emotional than financial in nature.

What You Can Do on This Website

The purpose of this activity is to help you develop a personal risk management plan. To develop this plan, you will:

• identify those events which pose a financial risk to you or your family.

• learn the four basic methods of managing risk.

• determine which methods you are currently using to manage your risks.

• identify gaps in your current risk management strategies.

At the end of the activity you'll print out your personalized plan.